Tracy Schruck

  • Senior Mortgage Loan Officer
  • NMLS: 613770
  • (251) 747-0066
  • 1800 International Park Dr #100
  • Birmingham, AL 35243
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Start your application to purchase your
dream home or refinance today!

Welcome to my website

19 years in the mortgage industry.  I’m experienced in new construction and resale.  My goal is to help you get in the home of your dreams with a mortgage that meets you where you are in your journey.  I am from Virginia and have called the Gulf Coast home for 29 years.  I spend my down time with my husband and pup, Scooter, traveling the country visiting our 11 grandchildren.

Thinking About Moving in 2025? Here’s How to Make It Happen!
Thinking About Moving in 2025? Here’s How to Make It Happen!
Feb 5 2025   home buying affordability Relocation Dream Home New Beginnings
A new survey shows that 35% of Americans are planning to move in 2025—but studies suggest that only 8-9% will actually follow through. Why? Life gets busy, and planning a move can feel overwhelming. But with the right preparation and guidance,... Read More
How the Latest Executive Order and Mortgage Rates Impact Homebuyers in 2025
How the Latest Executive Order and Mortgage Rates Impact Homebuyers in 2025
Jan 29 2025   home buying interest rates economic policy
On January 20, 2025, President Donald Trump signed an executive order aimed at tackling inflation, with a major focus on reducing housing costs and increasing affordable home availability. While these policy changes are designed to ease the burden of... Read More
Celebrating American Resilience: A Look at Recent Mortgage Rate Trends
Celebrating American Resilience: A Look at Recent Mortgage Rate Trends
Jan 20 2025   inauguration home buying interest rates home market housing market
Celebrating American Resilience: A Look at Recent Mortgage Rate Trends As we embrace the spirit of unity and progress this Inauguration Day, it's an opportune moment to reflect on the resilience of the American housing market. Recent movements in... Read More
What to Save for When Buying Your Home
What to Save for When Buying Your Home
Jan 13 2025   home buying down payment earnest deposit closing costs saving for home buying
Buying a home can feel overwhelming, especially when it comes to budgeting for all the associated costs. However, with a little understanding of the expenses you'll encounter, you can take charge of the process and make informed decisions. Here are... Read More