At MortgageAmerica, Inc., we believe the mortgage process should be straightforward, supportive, and centered around the needs of each client. Our team is committed to delivering thoughtful guidance, consistent service, and a mortgage experience built on trust and long-term relationships.

We offer a diverse range of loan programs and a fully integrated lending experience—from application to closing—supported by in-house processing, underwriting, and closing teams. This structure allows us to move efficiently, communicate clearly, and help clients navigate their financing options with confidence. MortgageAmerica combines the agility of a broker with the dependability of a bank, delivering flexible solutions, competitive pricing, and the reassurance of working with a seasoned and responsive lender. Our ability to adapt in a changing market—while earning the trust of new and repeat clients—is a cornerstone of our continued growth.

MortgageAmerica, Inc. is a DBA of HomeTrust Mortgage Company, a non-depository mortgage bank established in 1986. Following the acquisition of Mortgage America, Inc. in 2012, MortgageAmerica has continued to expand its reach while staying true to the personalized service and values that define our company.